Best Rollover Analysis Tools Compared (2025)
Honest comparison for independent advisors
Last Updated: October 2025
At-a-Glance Comparison
| Tool | Best For | Annual Cost | Contract | Setup Time |
|---|---|---|---|---|
| InvestorCOM RolloverAnalyzer | Large enterprises, broker-dealers | $3,000+ | Multi-year | 3-4 weeks |
| Fiduciary Decisions RDSS | Large RIA firms, compliance-heavy | $2,500+ | Annual | 2-3 weeks |
| Rollover Analysis Tool | Independent advisors, small firms | $500 | Month-to-month | 5 minutes |
Detailed Comparisons
InvestorCOM RolloverAnalyzer
Strengths:
- Comprehensive feature set
- Long track record and market presence
- Strong enterprise support
- Schwab integration
Limitations:
- Opaque, enterprise pricing
- Complex sales process
- Features may be overkill for small practices
- Multi-year contract requirements
Fiduciary Decisions RDSS
Strengths:
- Deep compliance expertise
- Comprehensive benchmarking data
- Strong audit defense documentation
- Regular regulatory updates
Limitations:
- High cost ($2,500+/year)
- Enterprise-focused (not suited for solo advisors)
- Complex feature set may be overwhelming
- Annual contracts
Rollover Analysis Tool
Strengths:
- Affordable: $500/year or $59.99/month
- Fast setup: 5 minutes to first analysis
- No long-term contracts: Month-to-month billing
- Full feature set: Everything needed for compliance
- Transparent pricing: No hidden fees
- Form 5500 integration (500,000+ plans)
Limitations:
- Full custom branding coming 2026
- CRM integrations in development (2026 release)
- Newer market entrant (less brand recognition)
Side-by-Side Feature Comparison
| Feature | InvestorCOM | Fiduciary | RPAG | Broadridge | Our Tool |
|---|---|---|---|---|---|
| Form 5500 Database | |||||
| Fee Comparison | |||||
| Service Analysis | |||||
| Fit Evaluation | |||||
| PDF Reports | |||||
| Unlimited Analyses | |||||
| Month-to-Month Billing | |||||
| Public Pricing | |||||
| Setup Under 1 Hour | |||||
| Pricing Under $1,000/yr |
Which Tool Is Right for You?
Choose InvestorCOM if:
- You're a large broker-dealer or enterprise RIA
- You need Schwab integration specifically
- You have budget for enterprise pricing
- You want the most established brand
Choose Fiduciary Decisions if:
- You're a large RIA with complex compliance needs
- You want the deepest benchmarking data
- You value attorney-backed compliance guidance
- Budget is not a primary concern
Choose Rollover Analysis Tool if:
- You're an independent RIA or small firm
- You want full compliance at affordable pricing
- You value flexibility (month-to-month)
- You want fast implementation (5 minutes)
- You need transparent, predictable costs
- You don't want to over-pay for unused features